How Much Does Cataract Surgery Cost In Tupelo, Mississippi
The costs of cataract surgery in Tupelo, Mississippi depend on various factors, such as eye health, age, medical history, or past eye surgery. A primary factor, however, depends on your health insurance plan through Medicaid, Medicare, or even private medical insurance.
Other Common Cost Factors
The majority of cataract surgery procedures carried out in the U.S. are either partially or fully covered by medical insurance. This is to help the patient save on the overall cost of the procedure and help people get back to their daily lives. Cataract surgery is categorized as a medically necessary procedure. Other cost factors include:
- The type of technology used during surgery.
- The type of intraocular lens (IOL) implanted in the eye during the surgery.
- The years of experience, skill, and competency of the cataract surgeon.
Affordable Or Low Cost Cataract Surgery in Tupelo
Patients who are relying solely on their medical insurance will likely opt for cataract surgery at the lowest cost. The industry standard for a low-cost cataract surgery is to replace the natural lens with a monofocal intraocular lens (IOL), which often requires little to no added cost. A monofocal lens will often correct either nearsightedness or farsightedness in the patient. The patient may only be required to pay their deductible and/or co-payments as specified in their insurance policy.
However, for patients seeking to improve their vision further, opting for a presbyopia-correcting IOL or a premium Toric IOL for astigmatism will require that patients pay the additional cost incurred as a result of these advanced techniques. However, the benefits are well worth the added costs.
Why Won’t Medical Insurance Cover These Advanced Procedures?
Medical insurance only covers cataract surgery because a person can end up blind without the surgery, so it's considered medically necessary. However, any advanced cataract surgery procedure (like a premium IOL) can be argued:
Standard Medicare & Health Insurance Coverage For Cataract Surgery
Medicare coverage is very straightforward when the procedure is uncomplicated. Reimbursements are paid directly to the eye surgeon or surgical center. For cataract surgery, medical insurance providers usually follow the standard coverage given by Medicare to determine which charges that will be covered.
However, reimbursements from private medical insurance usually vary widely. It depends on your copay as well as the annual deductible of your insurance policy. A patient may be required to pay other related costs which may not be associated directly with the cataract procedure.
